4.75 from 4 votes

Bean Dip with Cream Cheese

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Easy homemade bean dip with cream cheese is a smooth, creamy, filling dip recipe that is fantastic to serve as an appetizer or snack to a hungry crowd.

This quick and easy bean dip takes no time at all to prepare and then warm up for a creamy, smooth, and delicious dip that makes a great party appetizer or to enjoy on your own.

Bean dip only takes about 5 minutes to prepare as it’s a simple mix with typical household ingredients and then thoroughly warming in the oven for about 20 minutes.

bean dip being eaten.

Ingredients

  • Refried beans – I wanted to note that this recipe is easiest when you use canned refried beans, but these slow cooker refried beans are one of my favorites, and you can make a TON of beans that way, so do not discount making beans the day before and then using leftovers for this dip.
  • Cream cheese – cream cheese works best when softened, so pull the cream cheese out for about 15 minutes and open up the foil. This allows the cream cheese to come to room temperature and be more pliable for mixing. 
  • sour cream
  • Taco seasoning – You can add your favorite taco spices individually; however, I find it’s just easier to use a package of taco seasoning for extra flavor.
  • cheddar cheese
  • chopped cilantro – nothing is more delicious than fresh herbs in a dish! They not only bring color but really bold flavors.
  • tortilla chipsHomemade Tortilla Chips are the BEST and so easy to make.

How to Make Bean Dip with Cream Cheese

cream cheese bean dip with all ingredients being dumped into a bowl.
  1. Preheat oven to 350 and grease an 8×8 baking pan or 2-1/2 quart casserole dish with nonstick cooking spray.
  2. Add refried beans and softened cream cheese to a large or medium mixing bowl.
  3. Dump in sour cream.
  4. Pour in a packet of taco seasoning and mix all ingredients well.
bean dip with cream cheese being poured into a pan to bake.
  1. Pour bean dip mixture into prepared baking dish and spread evenly.
  2. Top the dip with as little or as much cheese as you want (The more cheese, the better)!
  3. Bake for 20-25 minutes until cheese is melted and the center of the dip is hot.

What type of dipper goes with Bean Dip?

  • Bagged Tortilla Chips or Fritos
  • Bagged Regular Chips like Ruffles
  • Dip friendly vegetables like carrot and celery sticks
  • Garlic Chips
  • Smooth bean dip into flour tortillas and fry up a quesadilla
bean dip on a tortilla chip.

Turn this dip into a “Supreme” Bean Dip

Refried Bean dip is terrific on its own – the cream cheese and sour cream keep it soft and creamy. And there really doesn’t need to be much but simple ingredients for this cream cheese bean dip to be excellent. But adding on additional fresh vegetables and homemade salsa brings this appetizer to the next level.

  • Tomatoes – cut up tomatoes like ripe and fresh Roma or Beefsteak.
  • Avocado – Avocado brings not only color but is a filling fat.
  • Black Olives – Sliced up black olives, easiest from a jar.
  • Extra Cilantro – Chopped Fresh Cilantro
  • Guacamole – Turn those avocados into a delicious and easy guacamole Pico De Gallo
  • Bell Peppers – Peppers, in general, bring a beautiful festive flavor to Mexican dishes. If you use green pepper or red peppers, they work best cooked. 
  • Cheese – Change up the gooey cheese for Mexican blend cheese, Monterey Jack, or Pepper Jack
  • Combine this bean dip with enchilada dip poured on top for a filling double-decker dip.
  • Mexican Rice – Cook up and layer Mexican rice on the bottom of the dish before adding cream cheese bean dip. This quickly takes this game day appetizer dip into a Mexican side dish. 
Can bean dip be stored in the fridge?


Bean dip can be stored in the fridge for about 3 days in a sealed airtight Tupperware container. Any dip with dairy has a shorter shelf life. Reheat on the stove, microwave, or oven with a fresh topping of cheese.

Can you slow cook bean dip with cream cheese in it?


Absolutely! Add all ingredients to crockpot and put on low for approximately 3 hours until dip is warm. Give it a stir, add a layer of cheese on top, and heat another 15 minutes.

Is Bean Dip the same as Refried Beans?


Nope! Homemade Bean dip is not the same as refried beans; however, bean dip does HAVE refried beans in it.

mexican bean dip in a bowl.

Related Dip Recipes

4.75 from 4 votes

Bean Dip with Cream Cheese


Prep Time 10 minutes
Cook Time 20 minutes
Total Time 30 minutes
Super easy to make, this homemade bean dip with cream cheese is ready to go in just under 30 minutes. A fantastic appetizer to feed a hungry crowd or simply to chow down at dinner time, bean dip is to die for!

Ingredients
 

  • 16 oz. refried beans
  • 4 oz cream cheese softened
  • 1 cup sour cream
  • 1 package taco seasoning
  • 2 cups shredded cheddar cheese
  • chopped cilantro for garnish
  • tortilla chips for serving

Instructions

  • Preheat oven to 350 and grease an 8×8 baking pan or 2-1/2 quart casserole dish with nonstick cooking spray.
  • Set casserole dish aside.
  • Add refried beans, cream cheese, sour cream and taco seasoning in a large bowl and mix well with a hand mixer.
  • Pour bean dip mixture into prepared baking dish and spread evenly.
  • Top with as much shredded cheese as you like.
  • Bake dip for 20-25 minutes until cheese is melted and center is hot.
  • Serve with a variety of dippers like tortilla chips and Fritos.

Video

Notes

You can use black bean refried beans or regular refried beans.
Refried Bean dip is terrific on its own – the cream cheese and sour cream keep it soft and creamy. And there really doesn’t need to be much but simple ingredients for this cream cheese bean dip to be excellent. But adding on additional fresh vegetables and homemade salsa brings this appetizer to the next level.
  • Tomatoes – cut up tomatoes like ripe and fresh Roma or Beefsteak.
  • Avocado – Avocado brings not only color but is a filling fat.
  • Black Olives – Sliced up black olives, easiest from a jar.
  • Extra Cilantro – Chopped Fresh Cilantro
  • Guacamole – Turn those avocados into a delicious and easy guacamole Pico De Gallo
  • Bell Peppers – Peppers, in general, bring a beautiful festive flavor to Mexican dishes. If you use green pepper or red peppers, they work best cooked. 
  • Cheese – Change up the gooey cheese for Mexican blend cheese, Monterey Jack, or Pepper Jack
  • Combine this bean dip with enchilada dip poured on top for a filling double-decker dip.
  • Mexican Rice – Cook up and layer Mexican rice on the bottom of the dish before adding cream cheese bean dip. This quickly takes this game day appetizer dip into a Mexican side dish.

Nutrition

Serving: 1 | Calories: 221kcal | Carbohydrates: 9g | Protein: 9g | Fat: 17g | Saturated Fat: 9g | Polyunsaturated Fat: 5g | Cholesterol: 47mg | Sodium: 400mg | Fiber: 2g | Sugar: 2g

Nutritional Disclaimer: The nutritional data provided here is auto-calculated and intended for your convenience only. As it’s generated via automation, its accuracy may be compromised. For precise nutritional insight, please compute the values utilizing the actual ingredients in your recipe through your chosen nutrition calculator or application.

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4.75 from 4 votes

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